Main novelties ICO 2020 lines

“One more year the ICO Lines are already available in the financial institutions”


Since their launch more than 25 years ago, the ICO lines have

have established themselves as one of the most effective formulas of financing

to meet the financing needs of Spanish companies.


In 2020, the ICO Lines have evolved towards more flexible and competitive conditions

so that no company will have to give up progress and development of the business.


These are the highlights:

  • Financing of business activities – both investment and liquidity – in any term between 1 and 20 years.
  • Simpler processing and procedures in private entities.
  • Extension of the customer’s grace periods for formalised operations over a period of more than 10 years.
  • Control and verification processes more in line with the international environment.
  • Maintenance of specialized lines.


If you are a self-employed person, an SME or a company of any size, sector or geographical location and you need financing for your business activities, you can now go to your bank and apply for your ICO credit.